Rotary Savings Calculator — Team Merchant

1Your Club's Payment Volume

Enter your total collections — dues, events, donations, everything your club receives.

Total Monthly Volume

All dollars collected per month

Avg. Transactions / Month

Number of individual payments received

Extra Fees You Pay Now (Monthly)

Platform, gateway, or subscription fees

Quick Annual Savings Estimate

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vs. 4%+ processors · see full breakdown below ↓

2Team Merchant Plan Scenarios

See estimates for both plans. Legacy = club absorbs fees. Platform = fee passed to member.

📊

Show Both

Compare side-by-side

🏛️

Legacy Only

Club absorbs fees

➡️

Platform Only

Member pays fee

Legacy Card: 2.89% + $0.25 / txn

Legacy ACH: 1%, capped $5.00 / txn

Platform Card: fee passed to member

Platform ACH: $3.50 flat / txn (member pays)

3ACH / Bank Transfer (Optional)

Many clubs still collect dues by check. ACH is electronic bank transfer — much cheaper. Factor it in below.

Yes — factor ACH for some of my transactions

% of Transactions via ACH

e.g. 30 = 30% of transactions by bank transfer

Avg. ACH Transaction Amount ($)

Typical dues or donation amount by ACH

Competitor ACH Rate (%)

Others charge 1.5–3% for ACH

ℹ️ Legacy ACH: 1% per txn, max $5.00 each · Platform ACH: $3.50 flat per txn (member pays — $0 to club)

4Time Spent Reconciling Payments

How many hours per month does your treasurer spend chasing payments and balancing the books?

Hours per Month

4 hrs

That's like watching an entire season of Jeopardy! every month.

* Estimates are illustrative and for comparison purposes only. Does not include Paycove or Member Minder Pro (MMP) software fees, which are billed separately by those platforms. Platform plan passes card and ACH fees to the payer — the club's direct processing cost is effectively $0. Legacy ACH rate is 1% per transaction, capped at $5.00. GiveButter effective rate ~4%+ including platform/tip model. PayPal nonprofit ~3.49%–4.5%+. Stripe/Square 2.9%+$0.30. Always verify current rates at mmp.teammerchant.com.

Your Savings Meter 💰

Est. Annual Savings

Fill in the form to start

Legacy

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club absorbs

Platform

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member pays

📊 Deep Analysis Report

Full breakdown — Team Merchant Legacy & Platform vs. the competition

Team Merchant

🏛️ Legacy Plan

Club absorbs card & ACH fees

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—/month saved

Card rate2.89% + $0.25/txn

ACH rate1% (max $5.00/txn)

Annual card cost—

Annual ACH cost—

Total annual cost—

Team Merchant

➡️ Platform Plan

Member pays fee — club cost = $0

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—/month saved

Card fee to club$0 (passed to member)

ACH fee to club$0 ($3.50 flat, member pays)

Other fees saved—

Club annual cost~$0

Full Annual Processor Comparison

Processor	Card Rate	Annual Card Cost	vs. TM Legacy

⏰ Time Your Treasurer Gets Back

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hrs/month saved

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hrs/year saved

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value @ $50/hr

🏆 All-In Annual Value (Legacy Plan)

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Payment savings + time value recovered

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Estimates only. Does not include Paycove or Member Minder Pro (MMP) software fees, billed separately. Platform plan passes card & ACH fees to the payer — club's direct processing cost is ~$0. Legacy ACH capped at $5.00/txn. GiveButter ~4%+ effective. PayPal nonprofit ~3.49%–4.5%. Stripe/Square 2.9%+$0.30. Time savings estimated at ~60% reduction. Verify current rates at mmp.teammerchant.com.