Team Merchant offers multiple payment processing solutions. Our goal is to empower merchants by providing the most transparent and affordable payment processing, education, and support.



Easy to understand, fee-busting payment processing with multiple direct partners and unparalleled education and support.



Hardware, software, payment gateways, Point-to-Point Encryption (P2PE), analytics, Point-of-Sale (POS) systems, and so much more.



PCI Compliant payment solution analysis, design, implementation, and support for merchants large and small, local and national.

Team Merchant offers payment processing with multiple back-end partners. Our goal is to help provide you with the most transparent and affordable direct partnership for your merchant account.

Transparent Pricing

Transparent Pricing

We pride ourselves on providing education about how payment processing works, so merchants feel comfortable making the best decision for their account. We provide all of our merchants with transparent, interchange plus (cost-plus) pricing. Our initial 30-day and 90-day reviews ensure that our merchants understand their bill and track how much they have saved from day one.

Fee Busting


Fee-busting makes us feel good. Busting unnecessary fees for our merchants means more money for them to grow, and growth is what sustains us. Team Merchant doesn't hide behind hidden fees, sketchy equipment leases, or byzantine billing. We empower merchants by providing the most affordable and transparent payment processing, hardware, and software for your merchant account.

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Unparalleled Support

We are only as strong as our team. We commit to our team members and merchants to ensure long-term, mutually beneficial relationships. Our team of payment processing experts are available 24 hours a day, 7 days a week, 365 days a year. From our discovery report to our 30-day, 90-day and ongoing reviews, we pride ourselves on delivering unparalleled support by providing dedicated account managers.

Team Merchant offers thousands of leading solutions for processing, securing, and analyzing payments. We are experts at analyzing, designing, and implementing the right #paymentstacks.

Gateways and Software

Gateways & Software

We are compatible with over a thousand different payment gateways, APIs, applications, and industry specific software. We love working with merchants to find the right #paymentstacks to fit their specific needs.

Hardware and POS

Hardware & PoS

From simple credit card terminals that are EMV (Chip-card) and NFC (Apple Pay) ready to advanced industry specific point-of-sale (POS) systems, we have analyzed, designed, and implemented payment solutions for over 200 different industries.


Security & analytics

From annual PCI Security Assessment Questionnaire compliance attestation and vulnerability scans to advanced analytics with unique demographic, geographic, and industry specific data, we offer leading payment security and analytics solutions.

Team Merchant offers support with the analysis, design, and implementation of payment processing solutions for merchants large and small, local and national.

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From determining payment security vulnerabilities to analyzing equipment, software, and fees, we offer unique analysis and discovery for merchants. We are experts at mapping payment systems and practices to help merchants better understand vulnerabilities, challenges, and opportunities.  

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Designing payment solutions for in-person, mobile, and online needs is complex. That's why we at Team Merchant are experts in #paymentstacks. Our passion is to empower merchants by helping them design innovative, PCI compliant, cost effective payment solutions customized to their needs.

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We team with merchants to provide staffing, training, installation, and support for PCI compliant payment solutions and processes for over 200 different industries. Team Merchant implements mobile, e-Commerce, in-person, and mail/telephone payment systems, processes, and security requirements.

What are #paymentstacks?

Paymentstacks is Team Merchant's term for the combination of hardware, point-of-sale (POS) systems, payment gateways, analytic, PCI compliance, and other payment processing solutions that allow merchants to accept payments. We are passionate about customizing and combining hundreds of different payment processing solutions to find the right fit for each merchant.